ALPINE FIRE IMPROVES ISO INSURANCE RATING; HOMEOWNERS AND BUSINESS COULD SEE LOWER INSURANCE RATES

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Source: Alpine Fire

September 11, 2016 (Alpine) – The Alpine Fire Protection District (AFPD) recently improved its rating from a national insurance risk company, which may result in lower insurance coverage rates residents and business owners in the District.  The District was recently notified by the Insurance Services Office (ISO) that after a recent re-evaluation of the AFPD a rating of 2/2Y will be effective September 1, 2016.

ISO looks at three components of a community to evaluate it for the fire rating; the fire alarm and communication system, the fire agency and the water supply system.  The data from those three areas results in a rating from 1-10 with a class 1 rating representing exemplary public protection and a class 10 rating not meeting ISO’s minimum requirements.  ISO attempts to re-evaluate fire agencies about every 3-5 years.

Alpine was last rated by ISO in 2012 and at that time a split rating of 3/8B was given.  Prior to the 2012 rating the District earned a 4/9 rating in 1998.  The first number of the rating is properties within 5 road miles of a recognized fire station and within 1000’ of a fire hydrant.  The second number is for those properties within 5 road miles of a recognized fire station but beyond 1000’ of a fire hydrant.  Properties more than 5 road miles from a recognized fire station receive a rating of 10. 

“We are very proud to have achieved this,” Alpine Fire Chief Bill Paskle said.  “This rating tells us that we have made good strategic decisions for the District the last few years and we are providing a quality service to the community and improving that service all the time.  Residents and businesses of the District should check with their insurance companies to see if the new ISO rating can save money on their property insurance.”