July 11, 2012 -- Marking a major milestone for Californians and all Americans, the Homeowners Bill of Rights, a package of bills sponsored by Attorney General Kamala D. Harris that gives homeowners important new protections and places restrictions on how aggressively banks can foreclose, was signed into law today by Governor Brown.
August 16, 2011 (San Diego –Congresswoman Susan Davis (D-San Diego) will host a Boot Camp for Job Seekers on August 30. Her office announced the event today, following a visit to her office by constituents concerned about jobs.
“I appreciate the efforts of those who visited my office today and made their voices heard. I welcome their suggestions for job creation,” Davis said. “I share the frustration that the current Congress has not done enough to address the real issue at the root of the deficit and the root of our stagnate economy – it’s the lack of jobs!"
by Jason Jones, J.D.
August 4, 2011 (San Diego)--As a bankruptcy attorney, I meet with clients everyday who struggle to make mortgage payments on their homes. Most of these clients participate in their bank’s loan modification program. But despite government pressure on banks to offer loan modifications, the sad truth is that most clients will never actually receive a modification.
Despite this fact, the bank’s programs will “consider” every applicant; no matter how likely they are to ultimately qualify. While it seems like this over-inclusiveness would be good, or at least neutral, it is in fact harmful to the struggling homeowner.
Many East County communities are on list of eligible areas
December 18, 2009 (San Diego) -If you're a first-time homebuyer, you may be able to take advantage of state funds awarded to the County of San Diego Department of Housing and Community Development. The department received $15 million for the Mortgage Credit Certificate, or MCC, program, in addition to almost $11 million awarded to Housing and Community Development earlier this year.
October 8, 2009 (San Diego’s East County)—AB 1046, authored by Assemblyman Joel Anderson (R-Alpine) has passed both houses of the Legislature unanimously and is now on the Governor’s desk. If enacted, would protect homeowners from having their home seized by creditors as payment for debt that is unrelated to their mortgage.
“Hard times can fall on anyone and it is important to have basic legal protections for their greatest investment - their life savings,” Anderson said.
REPORT: FORECLOSURE MEDIATION PROGRAMS’ POTENTIAL TO HELP HOMEOWNERS NOW IN JEOPARDY DUE TO LACK OF INDUSTRY ACCOUNTABILITY
National Consumer Law Center Looks at 25 Programs in 14 States Including California: Mediation Programs Seen as Faltering
October 7, 2009 (Washington D.C.)--A spate of new state and local programs that have emerged over the last year requiring mediations or conferences before foreclosures sales take place have great potential to help homeowners, but are suffering from the same lack of industry accountability that has plagued voluntary federal mortgage modification programs, according to a major new study from the nonprofit National Consumer Law Center (NCLC).