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POLICY MATTERS: ONE PICTURE IS WORTH A THOUSAND DOLLAR$

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July 1, 2009 (San Diego’s East County)--Yes, I know a picture is worth a thousand words, but it could also be worth a thousand (or THOUSANDS OF) dollars!



I can't tell you the number of times in my 30+ year career in the insurance business that I've listened to a distraught policyholder after a loss struggle to remember everything that was stolen or lost in a fire. Many times I'll get a call many months after the loss because the client just discovered that, "They got my Grandma's silver too. We didn't realize it until we were setting the table for Thanksgiving dinner."



POLICY MATTERS: HOW TO REVIEW YOUR HOMEOWNERS INSURANCE RENEWAL STATEMENT

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By Dennis Volz

June 2009 (San Diego’s East County)--For most of us, our home is our single largest and most important investment. Many of us have poured thousands of dollars and countless hours into maintaining, improving and (hopefully) paying off our homes. Many people own their homes free of any mortgage. These assets are pure equity. Certainly its worthwhile to invest 15 minutes a year to be sure it's properly insured.

POLICY MATTERS: HOW TO REVIEW YOUR AUTO INSURANCE RENEWAL STATEMENT

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By Dennis Volz

May 2009 (San Diego’s East County)--You can save TONS OF MONEY by just taking a few minutes to look over that annoying little renewal statement that has your insurance bill attached to it.

We sure get a lot of paper these days. It seems that in this paper-LESS society, we shouldn't have quite as much paper as we do. And although we can scan it, archive it, or just throw it away. There is one piece of paper that you'll want to pay attention to -- It’s your Auto Insurance Renewal Statement. You'll get these once or twice a year depending on how often your auto insurance renews. You'll probably also get one whenever you adjust your coverage or change vehicles.

POLICY MATTERS:  OPTIONS WHEN YOU HAVE DAMAGE FROM A PRIOR ACCIDENT

By Dennis Volz

A client called me yesterday with an interesting dilemma. He said that recently,
when his car was parked on the street, it was hit by another car whose driver
was gracious enough to stop, confess and make contact.

Nevertheless, he was concerned because on the same side of the car there was
some damage from a prior accident.  He wanted to see if he could get that
fixed at the same time. He also wanted to make sure the paint
matched the rest of the car
. So here's the advice I offered to Steve.

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