April 1, 2009 — Reality....Buying your first home can be intense, but still can be FUN with the right people. There are many professionals out there that are willing and able to help you with this process. But the more that you understand this process, the easier and more comforting this experience will be remembered with pleasant memories.

By Jim Copeland

February 2009 (San Diego) — At the end of 2008, as mortgage rates fell to around 5%, homeowners helped to start a mini-refinance boom.  Recently, self-doubt has crept in as rates have inched upward since January 14, 2009

Rest easy, friends.  You're not missing out.