Dollar-Wi$e Diva

DOLLAR-WISE DIVA: SAVE MONEY ON A GREAT “GREEN” EVENT: ROBERT F. KENNEDY KEYNOTES SUSTAINABILITY CONFERENCE MARCH 3-4 AT SDSU

By Nancy Clement

 
“A small group of thoughtful people could change the world. Indeed, it's the only thing that ever has.”  Margaret Mead
 
 
February 23, 2012 (La Mesa) - Did you know The United States ranks only 50th out of 151 countries of the world in sustainability,  according to http://www.ssfindex.com/results-2010/ranking-all-countries/
 

DOLLAR-WISE DIVA: SAVE MONEY ON DO-IT-YOURSELF PROJECTS

 By Nancy Clement

November 11, 2011 (La Mesa) - Fall is a good time of year to work on do-it-yourself project, as the weather is cooler.  Many repairs you can do yourself for the cost of items for repairs.   If you have more time than money trade a home repair project with a friend, you work together on their project and they work with you to complete your project.  You could start with a small project and as your skills increase, take on more
advanced projects. 

DOLLAR-WISE DIVAS: HOW TO $AVE MONEY ON COLLEGE TEXTBOOK$

By Nancy Clement & Dawn Clement

Share creative ideas to assist people of all ages with tips to save money and improve their lifestyle!

 

September 2, 2011 (San Diego’s East County) —Want to save money on your college textbooks?  Why buy when you can rent? Now you can rent textbooks from Bookrenter for a semester.

 

We've also got tips for saving money if you do need to buy your textbooks.

DOLLAR-WISE DIVA: SEVEN TIPS FOR BACK TO SCHOOL CLOTHES SHOPPING


By Nancy Clement

 

August 18, 2011 (La Mesa) - Marli is about to start a new life adventure, pre-school, and she wanted some pretty, new clothes to wear. I was looking for a model for this column so we decided to team up. Since Marli is only 3½ years old, she needed some help to select clothes so we invited her Mom, Laura, to join us.

 

DOLLAR-WISE DIVA: SMART MONEY IDEAS FOR NEW GRADS

Simple, easily do-able ways to increase your money management skills

 

By Nancy Clement

 

June 24, 2011(La Mesa) - Congratulations to the new 2011 East County college graduates and best wishes for your future! One important thing to think about is even though the job market is not the best right now, it is turning around, you have skills, and talents that only you can contribute--so do not let the negativity you hear, see or read in the media stifle your career goals.   Our society needs your creativity and contributions.  Remember:   Incredible things happen…when you hold on to your Dreams” Bergsma 1990.

 

DOLLAR-WISE DIVA: SALLY GARY’S 25+ FREE THINGS TO DO IN SAN DIEGO

 

Have more fun this summer…and spend less money!

By Nancy Clement

 

June 3, 2011 (La Mesa) - Sally Gary is the author of the new $Best Freebies, Bargains, Deals & Steals in San Diego book, 9th Edition. This is a MUST Have book for your home library! Her ideas will enable you to have more fun and to save more money this summer. She generously shared her list of favorite FREE things to do in San Diego. Now you will never be at a loss for what to when out of town company comes to visit you, just open the book and you will find countless, terrific ideas. Enjoy!

DOLLAR-WISE DIVAS: YOU EARNED IT-- TAKE ADVANTAGE OF VETERAN’S DAY FREEBIES!

 

“We can’t all be heroes. Some of us have to stand on the curb and clap as they go by.” --Will Rogers

 

 By Nancy and Dawn Clement

November 5, 2010 (San Diego) - Today’s column is dedicated to our military in East County, and to active duty military and veterans worldwide--especially Dollar-wise Divas’ good friend Katie R. who is serving in Kabul, Afghanistan. Thank you for your service to our country. 

FREEBIE ALERT: NEW! FREE 411 SERVICE FROM MICROSOFT

By Nancy and Dawn Clement

 

October 15, 2010 (San Diego’s East County) - Have you ever needed to look up a phone number from your cell phone but do not want to pay the $1.50 - $2.00 cost? There is a free 411 service from Microsoft that you can use and the number is 800-225-5411 or 800-CALL-411. Take a minute right now to program this number into your cell phone directory so you never pay for a 411 call again!

DOLLAR-WI$E DIVAS: HOW TO SAVE MONEY ON COLLEGE TEXTBOOKS

 

By Nancy Clement & Dawn Clement


Share creative ideas to assist people of all ages on tips to save mo
ney and improve their lifestyle!


August 28, 2010 (San Diego’s East County) —Want to save money on your college textbooks? Why buy when you can rent? Now you can rent textbooks from Bookrenter for a semester. Check their website to see if the book you are interested in is available--with 3 million titles, chances are good that it will be. They offer free shipping to your door and at the end of the semester, UPS comes and picks it up so you do not have the hassle of re-selling a textbook you no longer need.

DOLLAR-WISE DIVAS: $AVE MONEY! KIDS EAT FREE

 

Share creative ideas to assist people of all ages with tips to save money and improve their lifestyle!

 

By Nancy and Dawn Clement

 

August 13, 2010 (San Diego’s East County) – Free is cool! For a short time Cali Comfort  Restaurant in Spring Valley is offering a special deal: Kids eat free every Friday for breakfast, lunch or dinner. This special will only be available until August 21, so mark your calendar to be sure you do not miss out. Some other restaurants that offer Kid’s Eat Free meals are in the list written below; many of them are located in East County.

DOLLAR-WISE DIVAS: SAVE MONEY! JULY'S BARGAINS & BEST BUYS

 

Share creative ideas to assist people of all ages with tips to save money and improve their lifestyle!

 

 

“A perfect summer day is when the sun is shining, the breeze is blowing, the birds are singing, and the lawn mower is broken.” - James Dent.

 

By Nancy and Dawn Clement

 

DOLLAR-WISE DIVAS: DOES A PRENUPTIAL AGREEMENT MAKE SENSE FOR YOU?

 

 

 

Share creative ideas to assist people of all ages with tips to save money and improve their lifestyle!



 

By Nancy and Dawn Clement

 

June 16, 2010 (San Diego’s East County) –Love and marriage can be beautiful for all concerned, but there are some things to consider when thinking about getting married . We consulted an attorney, Jennifer Hughes, to share some ideas on the subject of prenuptial agreements.

DOLLAR-WISE DIVAS: JUNE’’S BEST BUYS

 

Share creative ideas to assist people of all ages with tips to save money and improve their lifestyle!

 

By Nancy and Dawn Clement

June 4, 2010 (San Diego’s East County) – Summer has unofficially begun--and the best food buys are perfect for summer entertaining. So plan to purchase now to be prepared to take advantage of savings and be ready for summer visitors. Plus check for deals on items for school, home and office.

 

TIPS FOR THE BUDGET-MINDED BRIDE: SAVE LOTS OF MONEY AND HAVE A BEAUTIFUL WEDDING

 

By Nancy and Dawn Clemens, Dollar-Wise Divas columnists



May 19, 2010 (San Diego’s East County) - Brides come in all ages, shapes, and sizes yet, they all have in common a desire to look radiantly beautiful for their wedding day and to share a special, memorable day with treasured friends and family. So how do you accomplish this on a small budget?



Your first step is to brainstorm with your future husband to make sure you both have the same ideas about what your perfect wedding would look like. Here are some questions to start the conversation.

DOLLAR-WISE DIVAS: SAVE MONEY! MAKE YOUR OWN SPRING CLEANING PRODUCTS



Share creative ideas to assist people of all ages with tips to save money and improve their lifestyle!

By Nancy and Dawn Clement

 

March 30, 2010 - San Diego's East County - Spring is here-- and what a colorful, vibrant springtime we are experiencing due to this winter's rains. Trees and flowers are blooming, birds are singing and building nests, and many of us experience a desire to be outdoors enjoying the springtime beauty. Spring is also a great time to freshen up your home. If you have a hankering to do some spring cleaning, here are some ideas and tips to help you save money on household cleaning products.

FREEBIE ALERT: WATER CONSERVATION GARDEN

 

 

March 11, 2010 (San Diego’s East County) - One of East County’s treasures is The Water Conservation Garden. Sunset Magazine calls it one of the “Top 10 Gardens of the West.” This is a beautiful and relaxing place to spend a leisurely afternoon. However, it’s also a learning experience!

DOLLAR-WISE DIVAS: UNCLE SAM WANTS TO GIVE YOU MONEY TO BUY A HOME

 

“Kiss Your Landlord Goodbye” – free seminars Feb. 27 in La Mesa, March 1 in El Cajon

 

 

Share creative ideas to assist people of all ages with tips to save money and improve their lifestyle!

By Nancy and Dawn Clement

 

February 10, 2010 (San Diego’s East County) -- Uncle Sam wants to give you money to a buy a house, but you must hurry because there is a deadline; you must be in escrow by April 30 and must close escrow by July 1, 2010.

 

This program is the Homebuyer Tax Credit, and in November of 2009 was revised to include both first-time buyers and buyers who already own a home.

Pages